For over 20 years, the team here at Windmill Motors in Bourne, Lincolnshire, have been providing finance for people who have poor credit. We believe everyone should be able to get the finance they need to own a reliable vehicle which they can be proud of.
All Windmill Motors used cars are HPI-checked, have a thorough Pre-Delivery Inspection check, and come with a minimum 3-month Comprehensive Warranty, plus a new 12-month MOT (where applicable). We also offer extended warranties of up to two years for extra peace of mind.
Providing poor credit finance solutions
We are a non-judgemental dealership and are here to help you. We have worked with hundreds of customers in a no-pressure environment to assist in finding them affordable vehicle finance, even when they had struggled to find finance elsewhere.
Whether you’ve had CCJ’s, Defaults, are an Ex-Bankrupt or you’re Self Employed, we believe that we can help. We can also help members of HM Forces who sometimes have difficulty in obtaining finance.
We specialise in finding you the best finance deal possible, ensuring that payments are affordable and suitable to your circumstances. We work with well-established finance companies who are dedicated to helping customers with poor credit histories, or who simply have been declined elsewhere.
Our lender partners focus on your current situation and whether or not their finance products are both suitable and affordable, based on an assessment of your individual circumstances.
What type of car finance is offered?
The product we use is called Hire Purchase, also known as HP. It is one of the most popular types of financing vehicles, as you can pay off the balance in affordable monthly instalments at a fixed rate of interest.
The credit is secured against the vehicle being purchased and you are paying a fixed monthly payment over an agreed term. You will own the vehicle once all monthly payments and any option to purchase fee, have been paid in full.
Call us or apply online today!
We may have your next vehicle waiting for you to drive away!
- Simple to arrange
- Fixed monthly payments
- Fixed interest rates
- Flexible term lengths 12-60 months
- Cars HPI checked
- Vehicle belongs to you after final payment