Get approved today with our low rate, used vehicle finance options

If you’re looking for a great finance deal on your next used car or van, then look no further. At Windmill Motors, we offer some of the best used vehicle finance deals to customers in Lincolnshire and beyond. We work closely with the UK’s leading lenders to get you the best deal on our wide range of used cars and vans. 

We are also able to offer no deposit vehicle finance, but if you do have a deposit or a part-exchange vehicle available, you can use this to reduce the total amount borrowed (subsequently reducing your monthly repayments). 

If you have poor or bad credit - or you have been refused a loan elsewhere - the good news is that we still may be able to help. In fact, a number of our lenders specialise in helping those with bad credit to obtain vehicle finance. So no matter what your circumstances, contact the Windmill Motors team today and find out how your next used car or van could be more affordable than you think!

Customers using a 3rd party finance broker which is outside our agreed panel of lenders (brokers such as Car Finance 24/7 and Zuto etc, that pay funds direct to Windmill Motors Limited, on the customer's behalf) will incur a Broker Service Charge of £349.00 Inclusive of VAT.

  • Cashback Incentive
    Get money back for your part-exchange
    At Windmill Motors we go one step further for our customers - get cashback for your part-exchange vehicle when you finance your new car or van with us!  How the Cashback Incentive Works Thanks to our cashback incentive, you can benefit when part-exchanging your car or van here at Windmill Motors in Bourne, Lincolnshire, providing you take advantage of our flexible finance options to purchase your new vehicle.  Allow us to give you an example; if you purchase a car or van for £...
  • Finance Checker
    Check your eligibility for vehicle finance without affecting your credit score!
    Our vehicle finance checker tool is a secure and easy way to compare your car finance options and check your credit. Find the best deals for you and your needs, all without affecting your credit rating.  CarFinanceChecker is a unique motor finance service which enables you to check your eligibility for a finance offer on the vehicle you want to buy from Windmill Motors. The service is completely free and most importantly, does not impair your credit rating. By using CarFinanceChecker, you...
  • PCP explained
    Discover if Personal Contract Purchase finance is the option for you
    A very popular form of used car finance, Personal Contract Purchase (PCP) finance offers greater flexibility. You’ll pay an initial deposit followed by monthly fixed payments, but the lender will be the legal owner of the vehicle during your term. At the end of your agreement, you’ll have the option to pay the outstanding amount in order to own the vehicle, end the contract and begin a new one for a different car, or part-exchange it against another vehicle.  The benefits of PC...
  • HP Explained
    Discover if Hire Purchase finance is the option for you
    One of the most common forms of used vehicle finance, Hire Purchase (HP) finance means that you’ll effectively ‘hire’ the vehicle from the finance lender for a designated period of time. The lender will provide you with a loan against the value of the vehicle, so you won’t actually own it until you’ve paid the final instalment.  The benefits of HP Finance are: Flexible payment options over 1 to 5 years 0% deposit may be available (subject to status) Depos...
  • Poor Credit
    Discover if car finance is available to you
    For over 20 years, the team here at Windmill Motors in Bourne, Lincolnshire, have been providing finance for people who have poor credit. We believe everyone should be able to get the finance they need to own a reliable vehicle which they can be proud of.   All Windmill Motors used cars are HPI-checked, have a thorough Pre-Delivery Inspection check, and come with a minimum 3-month Comprehensive Warranty, plus a new 12-month MOT (where applicable). We also offer extended warranties of ...
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