HP Explained

Discover if Hire Purchase finance is the option for you

One of the most common forms of used vehicle finance, Hire Purchase (HP) finance means that you’ll effectively ‘hire’ the vehicle from the finance lender for a designated period of time. The lender will provide you with a loan against the value of the vehicle, so you won’t actually own it until you’ve paid the final instalment. 

The benefits of HP Finance are:

  • Flexible payment options over 1 to 5 years
  • 0% deposit may be available (subject to status)
  • Deposit can be made in cash, from a part-exchange, or both
  • Fixed Interest Rate
  • You own the car after final payment
HP Finance Enquiry Form
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