Finance Checker

Check your eligibility for vehicle finance without affecting your credit score!

Our vehicle finance checker tool is a secure and easy way to compare your car finance options and check your credit. Find the best deals for you and your needs, all without affecting your credit rating. 

CarFinanceChecker is a unique motor finance service which enables you to check your eligibility for a finance offer on the vehicle you want to buy from Windmill Motors. The service is completely free and most importantly, does not impair your credit rating.

By using CarFinanceChecker, you’ll be able to find the finance product that best fits your credit profile and compare prices too. We will also show you ways to increase the likelihood of getting the best deal.

How Does CarFinanceChecker Work?

CarFinanceChecker is easy to use in just two simple steps… 

Step 1

Complete the required information about you in order to generate a selection of available products.

Step 2

Explore the products available from our panel of lenders and check your eligibility against each one to help make your decision.

Your CarFinanceChecker Results

Once your personal information has been entered into the relevant form, CarFinanceChecker shows an ‘eligibility match’ for each lender. These are displayed as follows:


A very good chance you will get an offer of finance from the specific lender.


You should get an offer of finance, but there may be a few aspects about the deal or your personal information that have reduced the likelihood from very good to medium.


You are less likely to get this deal based either on the structure of the dealer itself or your personal information.

Please note: The eligibility is not guaranteed and the actual decision, if you choose to apply to the lender, may well differ. Increasing the level of deposit is a great way to increase the likelihood of approval. Reducing the duration of the agreement may also help, but you must ensure that you can afford the repayments and not to overstretch yourself.

Reasons to use CarFinanceChecker

Find Your Best Match

See the likelihood of approval against our panel of lenders.

Your Credit Rating Protected

We use a 'Quotation Search' to analyse your data. Lenders cannot see this, so your credit rating is not impaired.

Compare a Range of Products

We work with a number of approved lenders. CarFinanceChecker will show you their current offers available on a range of products including; Hire Purchase and Personal Contract Purchase. 

Free Eligibility Check

We do not charge for use of this service, take any credit card details or sell your data to third parties. You can use the service on as many cars as you like to check the likelihood of approval from our panel of approved lenders.

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Windmill Motors Limited are authorised and regulated by the Financial Conduct Authority under FRN Reference number: 658714. Finance Subject to status. Windmill Motors Limited is authorised as a CREDIT BROKER and NOT A LENDER. This means we work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Windmill Motors Limited, Windmill Garage, Main Road, Rippingale, Bourne, PE10 0SP.