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Car Finance Checker

Check your eligibility for car finance without affecting your credit score!

A secure and easy to use car finance price comparison and credit checking service to find the finance deal that best fits your profile, all done without affecting your credit rating.

CarFinanceChecker is a unique motor finance service which enables you to check your eligibility for a finance offer on the vehicle you want to buy from our website.

It is free and, importantly, does not impair your credit rating.

By using CarFinanceChecker, you’ll be able to find the finance product that best fits your credit profile and compare prices. We will also show you ways to increase the likelihood of getting that deal.

What will I see?

Step 1

Complete the information about you.

Step 2

See the products available from the dealer’s panel of lenders and your eligibility against each one.

Your results

Once your personal information has been entered, CarFinanceChecker shows an “eligibility match” for each lender. These are displayed as follows;


A very good chance you will get an offer of finance from the specific lender.


You should get an offer of finance but their may be a few aspects about the deal or your personal information that have reduced the likelihood from very good to medium.


You are less likely to get this deal based either on the structure of the dealer itself or your personal information.

The eligibility is not guaranteed and the actual decision, if you choose to apply to the lender, may well differ. Increasing the level of deposit is great way to increase the likelihood of approval. Reducing the duration of the agreement may also help, but you must ensure that you can afford the repayments and not to overstretch yourself.

Find your best match

See the likelihood of approval against our panel of lenders.

Your credit rating protected

We use a 'Quotation Search' to analyse your data. Lenders cannot see this, so your credit rating is not impaired.

Compare a range of products

We work with a number of approved lenders. Car Finance Checker will show you their current offers available on a range of products including; Hire Purchase and Personal Contract Purchase.

Free eligibility check

We do not charge for use of this service, take any credit card details or sell your data to third parties. You can use the service on as many cars as you like to check the likelihood of approval from our panel of approved lenders.

Windmill Motors Limited are authorised and regulated by the Financial Conduct Authority under FRN Reference number: 658714. Finance Subject to status. Windmill Motors Limited is authorised as a CREDIT BROKER and NOT A LENDER. This means we work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Windmill Motors Limited, Windmill Garage, Main Road, Rippingale, Bourne, PE10 0SP.